What Kind Of Insurance Do I Need For My Construction Business?

You’ve been searching for construction insurance and the search results are in!

#BriteBee CEO, Keagan Henson covers SIX different policies that you should consider if you’re in the construction industry and looking for insurance.

1. Professional Liability #insurance (0:33)
Professional liability insurance (PLI), also called professional indemnity insurance (PII) but more commonly known as errors & omissions (E&O) in the US, is a form of liability insurance which helps protect professional advice- and service-providing individuals and companies from bearing the full cost of defending against a negligence claim made by a client, and damages awarded in such a civil lawsuit. The coverage focuses on alleged failure to perform on the part of, financial loss caused by, and error or omission in the service or product sold by the policyholder.

2. Commercial General Liability (0:55)
Commercial general liability insurance is a broad type of insurance policy which provides liability insurance for general business risks. Commercial General Liability is the specific name for a policy of this type in the United States insurance market.

3. Builders Risk Insurance (1:17)
Builder’s risk insurance is a special type of property insurance which indemnifies against damage to buildings while they are under construction.

4. Pollution and Environmental Insurance (1:44)
Pollution/environmental insurance is a type of insurance that covers costs related to pollution. This can include the costs of brownfield restoration and cleanup, liability for injuries and deaths caused by pollution. … The policy usually covers the costs of cleanup and may include coverage for releases from underground storage tanks.

5. Inland Marine Insurance (1:59)
It’s a type of Property Insurance that covers certain kinds of moveable property and other specialized items that standard Property Insurance policies can’t cover. … An Inland Marine Insurance policy can cover a range of items, such as cameras, musical instruments, and equipment.

6. Workers Compensation Insurance (2:11)
Workers’ compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee’s right to sue their employer for the tort of negligence.

What other questions do you have about #ConstructionInsurance? Let us know in the comments below, and don’t forget to find your local agent at

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